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Credit Report
Your complete FreshCredit Report powered by BlockScore
FreshCredit ScoreBlockScore™
742
+12 pts this month
PoorExcellent
300850
Updated March 14, 2026
Score Factors
Payment History
35%95
Credit Utilization
30%72
Length of History
15%88
Credit Mix
10%65
New Credit
10%90
Alternative Data Contributions
25% Predictive LiftYour BlockScore includes verified alternative data sources for 25% better predictive accuracy over traditional bureau scores.
Rent PaymentsVerified
+15 ptsUtility BillsVerified
+8 ptsBank Account ActivityVerified
+12 ptsEmployment VerificationPending
PendingAccounts
Chase SapphireCredit Card
Balance$2,340
Limit$15,000
CurrentCapital One AutoAuto Loan
Balance$18,200
Limit$25,000
CurrentSoFi PersonalPersonal Loan
Balance$8,500
Limit$10,000
CurrentThis FreshCredit Report is generated using BlockScore technology and includes both traditional and alternative data sources. Scores may vary from traditional bureau reports. This report is for informational purposes only and does not constitute a credit decision.