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Consumer ModeConsumer / FCRA
Disputes
File and track disputes for inaccurate credit information under FCRA
Your FCRA RightsUnder the Fair Credit Reporting Act, you have the right to dispute inaccurate information. Credit bureaus must investigate disputes within 30-45 days and correct any errors.
| Dispute ID | Status | Type | Reason | Filed | Updated | |
|---|---|---|---|---|---|---|
| DSP-001 | In Progress | Account | Incorrect amountBalance reported is $500 higher than actual balance | 2026-03-01 | 2026-03-10 | |
| DSP-002 | Open | Inquiry | Not mine/Identity theftHard inquiry from unknown creditor | 2026-03-08 | 2026-03-08 | |
| DSP-003 | Resolved | Account | Duplicate accountSame account listed twice with different account numbers | 2026-02-15 | 2026-03-05 | |
| DSP-004 | Waiting | Personal Info | Data errorIncorrect address on file affecting credit report | 2026-02-28 | 2026-03-12 |